Answers To Your Frequently Asked Questions About Rideshare Accidents
With rideshare programs like Uber and Lyft on the rise, accidents are becoming more and more common. Bragoli & Associates has worked with clients throughout New York who find themselves in these situations. With over 100 years of combined experience, our attorneys are committed to helping you navigate the complicated legal system. For your convenience, we have a list of frequently asked questions below. After reading through the answers below, call our office in Melville at 631-490-4878 to schedule a consultation. You can also email us using our online contact form.
What kind of insurance does Uber or Lyft provide for injured passengers?
In order to operate in New York, Uber, Lyft and other ridesharing companies need to take out insurance policies that provide coverage in the event one of its drivers causes an accident. The amount of compensation that may be available to an injured passenger in one of these accidents can depend on a number of different factors. We can review the circumstances of your accident and then discuss the various compensation that may be available from the driver’s own insurance coverage or the ridesharing company’s insurer.
Ridesharing insurance coverages in New York can include:
- Offline: The driver’s own personal insurance policy – no ridesharing insurance applies
- Online, but no trip yet accepted – as per New York regulations – $50,000 per person, $100,000 per occurrence
- Online, but no trip yet accepted, Uber insurance policy – $75,000 per person, $150,000 per occurrence
- Trip accepted passenger on board, as per New York regulations – $1,000,000 policy
- Trip accepted, passenger on board, Uber insurance policy – $1,250,000 policy
What can I receive compensation for?
Every accident case is different, so it’s important to talk to a knowledgeable attorney as soon as possible to determine exactly what sort of compensation you may be able to receive in your case. Typically, you will be entitled to awards for your medical bills, property damage, lost time from work, as well as any rehabilitation expenses connected to the injuries suffered in your accident. Other compensation may be available as well, and we can review this with you to help you understand exactly what your case is worth. In fact, at Bragoli & Associates, you can find out what your case is worth in minutes!
Why are these cases so complicated?
Since Uber and Lyft are third parties, it makes things a little more difficult. It is different from a regular car accident where there are often only two other drivers and their insurers involved. Add another insurance company into the mix, and it can quickly become confusing. This is why it is important to have an attorney you can trust to help you make sense of all your options.