New York is a great state to live in. You have lots of options for getting around, and there are plenty of amazing places to see.
To get somewhere, you might opt to take a rideshare service, but you should know that if a crash occurs, it could lead to some complex issues during your personal injury case.
The differences in rideshare crashes
Rideshare crashes are different because the drivers or their companies could be liable in some cases. Both Uber and Lyft require that drivers have their own personal car insurance that meet at least the state minimums. The companies also have to provide additional coverages to be allowed to run their businesses in the state.
What the company has to do if a crash happens depends on the specifics of the case. For example, if the driver picks you up but wasn’t logged into the app at the time of the crash, the company won’t be held liable for any part of the damages. If the driver accepted you as a passenger and is transporting you while the app is open, however, the company and the drivers’ insurance will cover you in the case of a crash.
As a rider, it’s important for you to know that the driver is always logged in and following the route set by the rideshare app when you’re in their vehicle. By being sure they’re logged in and tracking the route, you’ll know that you have a better claim potential.
What if your rideshare driver is hit by another party?
In that case, you may have multiple avenues through which to seek compensation. You may be able to pursue compensation from the rideshare driver’s insurance, the rideshare company’s insurance and the insurance coverage of the at-fault driver.
After a crash while in a rideshare vehicle, your first focus has to be on getting medical care. After that, consider looking into your legal rights, so you can determine who may be to blame and how you can make a claim against the correct parties as you seek compensation for the injuries that you’ve suffered.